Philly Buyer Closing Costs: What You'll Pay in 2026
Buying in Philadelphia? Plan on 4% to 6% in closing costs. Your half of the 4.578% transfer tax is the biggest line; a seller credit or City grant can cut it.

The abatement on a Philadelphia new construction home starts at the title date, not the permit date, and post-2022 homes lose 10% of it every year. Here's how to check.
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